The Madiston Platform for Digital Banking and Capital Markets includes all you need to take your financial services comprehensively online. The platform will suit neobanks, challenger banks, digital lenders, established institutions undergoing digital transformation or fintech start-ups. It is available as Licenced software, Software-As-A-Service, Platform-As-A-Service or the provision of the marketplace in which you can operate and manage your business, even working remotely. It provides compliant online direct financial services including core banking systems and facilities like Customer Accounts, Payments, Credit Risk Management and Loan Primary and Secondary Markets for Balance Sheet, Marketplace and Peer to Peer lending models and Investments.

The Madiston Platform<br>&nbsp;

The Madiston Platform

  • Comprehensive low-code platform
  • Hyper-automated to save running costs
  • Mitigates fraud and security risks
  • Hosted on own server, third party or cloud
  • Software proven in live environments

Consumer, Business and Property Lending

Consumer, Business and Property Lending

  • Standard implementation in 90 days
  • Configurable to your lending model
  • Loan origination to loan servicing
  • Tax Free Lending e.g UK IFISA
  • Risk analysis decision engine

Why Choose Madiston?<br>&nbsp;

Why Choose Madiston?

  • Innovator, shaping the future
  • Track record in FinTech
  • Regulatory experience e.g. UK FCA
  • Collaborative technology partner
  • Buy, not build, save time and money

  • Loan Origination – businesses upload details of their loan request including information on their sector, ownership, products/services, assets, key customers and more. Credit history, cashflow and stability checks via scoring system and external credit decision engines. Available with or without Directors’ Guarantees
  • Visual Marketplace – fixed or reverse auction-style bidding on loan requests on the site. Lenders compete and underbid each other to remain in the loan
  • Automated Marketplace – automated market not visible on the site where lenders set up their lending criteria (sector, credit-rating, interest rate etc) which are “matched” with suitable business loan requests. The system can be configured to make available either the Visual Market or the Automated Market, or both
  • Secondary Market – for lenders to buy and sell existing loan parts or for lending firms to offer their existing loans to retail or institutional buyers
  • Bidding Tools – AutoLend enables lenders with more experience to use their skills to flex their lending parameters to potentially improve interest rates achieved
  • Loan Servicing – loan disbursal, collection and distribution of monthly payments, manage late or missed payments, interface with third party collection agencies
  • Optional Reserve Fund Scheme – optional lenders’ reserve fund scheme for missed or late payments, automatically calculates and processes transactions according to the rules in place
  • Comprehensive Information Services – Dashboards for lenders and business borrowers. Market and regulatory information, statistics, charts, drill-down enquiries and email notifications (according to preferences set)
  • Document Management – Store and retrieve notes and correspondence with lenders and borrowers registered on your platform

These are just a few of the features of our comprehensive software platform. Back office settings are configurable to mutiple business lending models and our development team can add particular requirements that are unique to your firm. To find out more or to discuss your particular requirements, please get in touch.

For more information or to discuss your particular requirements

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