The Madiston Digital Banking and Lending Software: Enabling Technology
There are many applications built on the Madiston Platform which are fully configurable to different lending models. These include but are not limited to:
- Consumer Lending software platform
- Business Lending software platform
- Institutional or Retail/Peer-to-Peer Lending models
- Multi-lender platform
- Property Lending software platform
- Asset-backed Lending software platform
- Embedded Finance
- Loan syndication software
These applications give you many of the benefits of custom build without the high costs and associated risks. Configurable settings enable you to start small and add different types of lending as your business grows.
As an enabling technology, we can turn new ideas and innovations across the banking and credit markets into viable, robust platforms for emerging financial sector firms or established lenders undergoing digital transformation.
Not only does Madiston have flexible lending technology but we also have a flexible approach to helping our clients to achieve their goals. From simple lending systems to lending marketplaces, multi-lender platforms, loan syndication software and lending-as-a-service models, Madiston is focused on increasing the profitability of lending firms even in low-margin environments.
The Madiston Lending Platform: An Integrated System
The Madiston Lending Platform is the "engine" that drives Madiston's applications and includes the key components for digital banking and online lending systems. Low code technology with multiple settings to give you speed to market (quick initial deployment) and easy to change so low-cost modifications.
Add lender and borrower products, companies, territories, currencies etc as your business grows.
- Loan Origination ID, KYC, AML
- Open Banking - Credit / Affordability / A2A Payments
- Credit Risk Analysis Decision Engine (RADE)
- Loan Management / Servicing
- Lender/borrower dashboards with drill-down enquiries
- Document Management
- Automated Lender Bidding Tools / Offers to Lend
- Lender Bidding Marketplace (visible)
- Automated Matching Loan Marketplace (hidden)
- Compensation / Reserve Funds
- In-depth profiling to enable intelligent processing throughout
- Inbuilt compliance with daily reconciliations / regulatory reporting
- Standard and tax-free investments eg Innovative Finance ISA
- Fiat and Crypto Currencies
- FX Transactions within Platform
- Portal for Loan Markets / Direct Loan Exchange
- Flexible Loans (credit-card style)
- Pre-paid Debit Cards
- Invoice Discounting for Business
- Distributed Ledger Technology (DLT), Blockchain, Smart Contracts
Configurable Settings for a Flexible Future in Digital Lending
Choose the back-office settings to suit your business model, define the modifications specific to your business and we will swiftly deliver them. Madiston’s standard lending system can be implemented within 90 days.
Once your system is live, you will undoubtedly want new facilities and, as your business grows, you will want your lending software to expand too. With years of financial sector technology experience, the Madiston team has designed its automated loan processing software to be flexible, accommodating changes within easy-to-use configurable settings or as part of our customer services where support and development has been described by our clients as “second to none”.
