Direct Property Loans & Investments

Highly automated software platform for property lending propositions: Buy to Let, Mortgages, Development, Bridging and Construction Lending. Configurable processes to achieve operational efficiency, lower costs and ensure regulatory compliance.

Diagram showing Madiston's lending software platform for sale for applications including Online Lending / Peer to Peer Lending, Digital Banking, Institutional Loan Markets and Bespoke Lending Marketplaces
  • Loan Origination – details of the property transaction loan request uploaded to the site including information on the borrower, use of the loan, structure of the loan and asset backed security. The loan request is risk assessed on criteria including credit history, cashflow and stability via Madiston’s Risk Analysis Decision Engine (RADE) running your favoured credit model or use external credit decision engines.
  • Visual Marketplace – fixed or reverse auction-style bidding on loan requests presented on the site. Property investments presented in easy to compare display with filtering tools for lenders.
  • Automated Marketplace – automated market, not visible on the site, where lenders set up or choose their lending criteria (loan type, asset type, credit-rating, interest rate, etc) which are “matched” with suitable property loan requests. The system can be configured to make available either the Visual Market or the Automated Market, or both.
  • Secondary Market – where lenders can buy or sell existing loan parts or for lending firms to offer their existing loans to retail or institutional buyers.
  • Bidding Tools – AutoLend enables lenders to use their skills to flex their lending parameters (risk rating, loan to value (LTV), exposure to individual borrowers, etc) to potentially improve interest rates achieved.
  • Loan Servicing – loan disbursal, collection and distribution of monthly payments, manage late or missed payments, interface with third party collection agencies.
  • Comprehensive Information Services – Dashboards for lenders and borrowers. Property portfolio, asset type, location. Property listings, current and historical. Market and regulatory information, statistics, charts, drill-down enquiries and email notifications (according to preferences set).
  • Document Management – store and retrieve notes and correspondence with lenders and borrowers registered on your platform.

…and much, much more.

Lenders can compare different properties and drill down further to comprehensive information about each lending proposition including financial and asset details. They can see bids that have already been made by other lenders before they place their own. Lenders may also be given the opportunity to ask the borrower questions directly.

  • Customise the system to the way you wish to work

  • Launch quicker by buying a purpose-built configurable application

  • Add functionality as your business develops

  • Save money by automating complex volume transactions

  • Team experienced in all aspects of digital marketplace lending including system analysis, operations, regulation and delivery

  • Reduce risk in development and implementation

  • To learn more about how Madiston Property Lending can meet your business needs, click here to send us your details.

The Madiston Platform increases speed to market, saves costs and reduces risk.

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