Digital Banking and Lending Platform

The Madiston Platform enables a variety of digital banking and financial services. Whether you are currently providing, or wish to provide, customer accounts, payment processing or lending facilities, traditional balance sheet or direct marketplace, primary or secondary market, the Madiston Platform will enable “digital transformation”, increase your speed to market, save development costs and significantly reduce operating costs.

Inside our Platform
Why choose Madiston?
Request more info




Diagram showing Madiston's lending software platform for sale for applications including Online Lending / Peer to Peer Lending, Digital Banking, Institutional Loan Markets and Bespoke Lending Marketplaces



Diagram of components inside Madiston’s digital lending software for sale, showing loan origination, onboarding, ID/AML/KYC, credit risk, secondary loan markets, lender/borrower products, loan servicing, with regulatory compliance built-in

The Madiston Platform is the "engine" that drives Madiston's applications and includes the key components for digital banking and online lending systems.

  • Security controls for approvals and authority levels
  • Customer database management
  • Underwriting and credit risk categorisation via Risk Analysis Decision Engine and interfaces to reference agencies and fraud data systems
  • Payment processing. Client money management. Bank interfaces. Direct debits/credits, ACH, BACS, Faster Payments, bank transfer, PayPal, credit and debit cards, Open Banking
  • Automated transaction processing
  • Loan reporting, drill down enquiries and audit trails
  • Interfaces to debt collection agencies
  • Marketing resources like blogs and forums
  • Multiple currencies, language and location facilities
  • Segregated tax-free investment accounts e.g the UK Innovative Finance ISA
  • CRM/document management facilities
 
Screenshot from Madiston's consumer, commercial and property lending software for sale to Marketplace Lending platforms and other financial institutions showing configurable loan software via multiple back office settings

Choose the back-office settings to suit your business model, define the modifications specific to your business and we will swiftly deliver them.

Standard implementation can be live within 90 days.

You will save time, you will save money and our digital banking and online lending platform will be configured to reflect your business model of choice.

Proven in live environments around the world. In the UK, Europe and the Americas, multi-currency, multi-lingual and multi-location operations.

Our software is compliant with the new Financial Conduct Authority (FCA) regulations in the UK. We know because our consumer lending platform, Madiston LendLoanInvest, is regulated by the FCA.

Experienced in delivering FinTech solutions, digital banking facilities and running an online lending platform with FCA regulation “operating an electronic system in relation to lending”

Whether you are a startup or an established financial services firm looking to “digitally transform” to online operations there is much to think about, not least regulation, finance, business model and strategy. If you’re considering whether to “buy, rent or build” your digital banking services: customer accounts, payment processing, loan origination, loan servicing or risk analysis software or services, then contact us to see what we can do to save you time and money and deliver a better solution quicker than others.

The Madiston Platform increases speed to market, saves costs and reduces risk.

Find out more