FINANCIAL TECHNOLOGY –

INNOVATION & INSIGHTS

Why UK Lenders Are Pulling Back on Green Mortgages – And How Software Could Bring Them Back

At a time when climate change dominates global headlines and pressure is mounting on every industry to "go green", you'd expect sustainable finance products to be flourishing. Yet in the UK mortgage market, the opposite is happening: green mortgages are quietly disappearing. Once praised as the future of property lending, the proportion of green mo...

The Future of Credit Unions: What the House of Commons Report Means for Real People

The future of banking is digital, community-focused, and accessible to everyone In July 2025, The House of Commons published a comprehensive report on credit unions revealing significant insights into the sector's future direction. For those unfamiliar with credit unions or questioning their relevance, this report outlines developments that could f...

The Future of Credit Unions in the UK: Could Millennials Hold the Key?

Your Financial Revolution Starts Here For too long, credit unions have been the UK's best-kept financial secret. While big banks prioritize shareholders, these member-owned institutions put you first – offering ethical lending, community focus, and profits that flow back to members, not distant investors. But here's the 'catch': the future of credi...

Madiston named as "Excellence in Tech Awards" Finalist

The Madiston team is very excited to have been named as a finalist in Banking Tech's Excellence in Tech Awards in the category "Best Digital Solution Provider – LendTech". We are proud to see The Madiston Lending Platform recognised in this way as one of the standout solutions in the Digital Lending space. We'll find out if we have won at the Banki...

Credit Week 2024

Thank you to the organisers of Credit Week 2024! Online lending software specialist, Madiston plc, was represented at Credit Week at the Celtic Manor from Sunday 16 June to Wednesday 19 June 2024 by our Global Business Development Director, Wesley Brooks. Wes found the event to be an excellent forum for gathering ideas, meeting new people and reaff...

Proven profitable expansion triggers resuscitation of retail P2P lending & borrowing

Peer to peer lending and borrowing (P2P), or more particularly, consumer P2P, is not dead, it has just been beaten up by bad actors, bandwagon jumpers and poor execution! In 2009 the notion for P2P was that "technology would take the strain" and it would beat banks at their own game. Unfortunately, that promise has not been delivered by many. Poor ...

What is the safest, quickest way to launch a new online lender or digital bank?

 There are a number of obvious hurdles like regulation, prudential requirements, experienced workforce but gone are the days that "technology" is one of those hurdles.You used to see eye-watering sums of money spent on technology just to get to launch, only to discover six months later, the tech that you thought you needed, only does half the ...

Embracing modernisation in lending

 Article published in the Business Reporter on 20 June 2024 that identifies the gaps in digital lending software. These views are based on discussions with various industry participants, highlighting what should be available in lending technology and proptech systems to satisfy the whole lending ecosystem. Read more...

Recruit and Shed – Time to stop this employment cycle in Financial Services

If we believe what we read in the press, Fintech and Banking employment seems to be a veritable roller coaster ride. First recruitment on the rise, then a redundancy round, all endlessly repeated in a spiral of heartache and cost. Surely the peaks and troughs of business should be managed by technology? In a tech-native industry like Fintech and an...

The Future of LendTech in Driving Successful Outcomes

Madiston was delighted to sponsor an illuminating discussion with specialists in lending automation on the future of LendTech and PropTech. The discussion was led by Business Reporter's FinTechTalk host, Charles Orton-Jones and Madiston was joined in the panel comprising experts in the lending field from Roma Finance, Midas Advisory Services and Mo...

Madiston Makes Digital Transformation Business as Usual

Great News for Institutional Lenders! If you are 1) originating customised loans secured against assets 2) are using a traditional LMS or forms based, spreadsheets, Dropbox/database system 3) are hesitant about "Digital Transformation"…then you can't miss this! Smoothly take your existing processes into hyper-automation Madiston plc has been extend...