The Madiston team is very excited to have been named as a finalist in Banking Tech's Excellence in Tech Awards in the category "Best Digital Solution Provider – LendTech". We are proud to see The Madiston Lending Platform recognised in this way as one of the standout solutions in the Digital Lending space. We'll find out if we have won at the Banki...

Thank you to the organisers of Credit Week 2024! Online lending software specialist, Madiston plc, was represented at Credit Week at the Celtic Manor from Sunday 16 June to Wednesday 19 June 2024 by our Global Business Development Director, Wesley Brooks. Wes found the event to be an excellent forum for gathering ideas, meeting new people and reaff...

Peer to peer lending and borrowing (P2P), or more particularly, consumer P2P, is not dead, it has just been beaten up by bad actors, bandwagon jumpers and poor execution! In 2009 the notion for P2P was that "technology would take the strain" and it would beat banks at their own game. Unfortunately, that promise has not been delivered by many. Poor ...

Author: Professor Brian Scott-Quinn. At one time, many people thought that fintechs would have the international retail money transfer business to themselves and that the large banks could really not compete with them. Well it is true that the large banks do very well out of retail customer FOREX transactions. But they were wrong in thinking b...

 There are a number of obvious hurdles like regulation, prudential requirements, experienced workforce but gone are the days that "technology" is one of those hurdles.You used to see eye-watering sums of money spent on technology just to get to launch, only to discover six months later, the tech that you thought you needed, only does half the ...

Author: Professor Brian Scott-Quinn. A big issue for the UK and for the EU is a fall in the rate of productivity growth since the global financial crisis (GFC) back in 2008). The Office of National Statistics says that wage levels in real terms have not risen in 12 years. Others say the period of no real wage growth is much longer but it can be sai...

 Article published in the Business Reporter on 20 June 2024 that identifies the gaps in digital lending software. These views are based on discussions with various industry participants, highlighting what should be available in lending technology and proptech systems to satisfy the whole lending ecosystem. Read more...

If we believe what we read in the press, Fintech and Banking employment seems to be a veritable roller coaster ride. First recruitment on the rise, then a redundancy round, all endlessly repeated in a spiral of heartache and cost. Surely the peaks and troughs of business should be managed by technology? In a tech-native industry like Fintech and an...

An analogy of the pitfalls of a DIY loan management platform. It's all about the choices we make… Our next-door-but-one neighbour Wayne chose to install his own kitchen using, as much as possible, second-hand purchases from online auctions and hence save lots of money. Having spent evenings and weekends for weeks finding a set of kitchen units that...

Madiston was delighted to sponsor an illuminating discussion with specialists in lending automation on the future of LendTech and PropTech. The discussion was led by Business Reporter's FinTechTalk host, Charles Orton-Jones and Madiston was joined in the panel comprising experts in the lending field from Roma Finance, Midas Advisory Services and Mo...

Get ready for 2026 or you might be a dead duck Author: Professor Brian Scott-Quinn. Yes its unsecured credit but no, it's not regulated. But surely if it walks like a duck and quacks like a duck, it is a duck i.e. Credit. So what are we talking about and why now? Well of course it's Buy Now Pay Later (BNPL) credit. Klarna is the market leader but m...

Great News for Institutional Lenders! If you are 1) originating customised loans secured against assets 2) are using a traditional LMS or forms based, spreadsheets, Dropbox/database system 3) are hesitant about "Digital Transformation"…then you can't miss this! Smoothly take your existing processes into hyper-automation Madiston plc has been extend...